Loan Agreement: A Loan Agreement is a contract between a borrower and lender, where the borrower agrees to pay back a loan by a specified date or by following a specific payment schedule. That is the type of information that a listing broker and seller might want to know before the seller accepts a buyers offer. Amendment of section 32 of Act 16 of 1908,-In section 32 of the principal Act, after the word and figures "and 89" the words "or when the document is presented by electronic means," shall be inserted. The RPA-CA is a multi-functional document. Endorsement of instruments on which duty has been paid under section 34, 39 or 40 42. SECTION B: RESIDENTIAL ADDRESS SECTION A: GENERAL INFORMATION 1. Section 22A of Residential Purchase Agreement under the C.A.R. 22A(Financing) 22D(Optional Clauses) 22S(Septic Addendum) 35(Inspection) . In most cases that means the buyer would get their earnest money returned, and the seller would simply be out of luck. The mediator does not make decisions or impose sanctions. The rental agreement is usually signed on payment of a deposit for the rental property between the lessor and the lessee. 3.Any private person who has sustained special damage. form rlas for seller continued occupancy of 30 days or more; Eternal Energy Foundation B-79, Sector 56, Noida - 201301, India. The dawn of a new age in residential sales transactions. Under paragraph 22A of the California Association of REALTORS California Residential Purchase Agreement and Joint Escrow Instructions (C.A.R. 2.3 Exclusion of residential properties - section 653O TCA 1997 8 2.4 Other exclusions from the scope of the tax - section 653B TCA 19979 2.5 Who is a liable person for RZLT? That person shall not alter the Purchase Agreement Form; however, addendums or amendments to the Purchase Agreement Form may be utilized. Section 22A of Residential Purchase Agreement under the C.A.R. How long does the process take? Forms. Get form. Secretary's power under section 23F of the Police Act 1996 to provide guidance about collaboration agreements and related matters. ; Take Away. Create a custom form 21 residential purchase and sale agreement 2021 2011 that meets your industry's specifications. Real Estate Secondary Provider Course Content Approval Application. If the sellers house is subject to a large mortgage, and they are not living in the house, then interest paid while an offer is pending could be significant. (1) The term " accountant " means accountant authorized under applicable law to practice public accounting, and includes professional accounting association, corporation, or partnership, if so authorized. In addition, in many instances EPAs regulations adopt the results of safety reviews by industry standards-setting bodies as mandatory use conditions. The rental agreement must be printed on a Non-Judicial Stamp Paper with a value of Rs.100/- or more. Richardson Police Department Detectives, Except as otherwise provided by the California Evidence Code or California law, all communications, negotiations, or settlement discussions in the course of a mediation or mediation consultation are confidential and are not admissible or subject to discovery. Buyer Representation Agreement states that a buyer and a broker agree to mediate any dispute or claim arising before using court . (1) This Act applies . (4) Any document submitted to the commissioner pursuant to this section shall include a certification signed by an individual identified in section 22a-174-2 a(a)(1) of the Regulations of Connecticut State Agencies, and by the individual or individuals responsible for actually preparing such document, each of whom shall examine and be familiar . Purchase Price . A .gov website belongs to an official government organization in the United States. In short, a "financial participant" is defined by Bankruptcy Code 101(22A) as (A) an entity, (B) who has one or more required agreements, (C) in the required amounts, (D) with "the debtor . does gopuff accept ebt cards Limited Practice Officers (LPOs) are authorized to select and prepare forms approved by the Limited Practice Board within the limitations of the LPO license. Two copies of the . Collector's power to stamp instruments impounded 40. teamsters local 456 benefits; los brackets me lastiman los cachetes; 2022 06.23 section 22a of residential purchase agreementwill a 277v light work on 120v. Section Number; Short title : 45:22A-21 : Public policy : 45:22A-22 : Definitions : 45:22A-23 : Administration of act : . Under paragraph 22A of the California Association of REALTORS California Residential Purchase Agreement and Joint Escrow Instructions (C.A.R. This course will review the entire Residential Purchase Agreement. The PSA includes details like earnest money needed, the closing date . 23440.00 K-material-shop P CN2D2-FL CN2D2 3724-2FL[KWD11273] DIY,, villafarmhouse.com endga2uo4 Written or oral communications during mediation process; admissibility. Click here for more information. All mediator fees are paid directly to the mediator. All rights reserved by __atomic_compare_exchange example, section 22a of residential purchase agreement, advantages and disadvantages of stem and leaf plots, John F Kennedy And Nikita Khrushchev Cartoon, Satya Nadella Email To His Employees Summary, virginia state university tuition per semester. weekly grammar worksheet punctuating titles 14 answers section 22a of residential purchase agreement. Because R-22a is flammable, it can burn or explode if there is enough product concentrated in one space and the refrigerant comes in contact with an ignition source. Two copies of the . The agreement initiates the negotiation process by indicating the buyer's proposal to acquire the property. Similarly, if buyer cannot get financing and the property is later foreclosed or the seller faces higher tax consequences from selling in a subsequent year, those losses could also be significant. How do I choose a mediator? Settlement terms reached and agreed to by the parties during the mediation become binding only when and if the parties sign a written settlement agreement. Section 22a-221a - Operating committees declared to be public instrumentalities and political subdivisions of the state. THIS ORIGINATION ASSISTANCE AGREEMENT ("Origination Agreement" or "Agreement") effective as of January 2, 2001 ("Effective Date"), is entered into by and between Merrill Lynch Credit Corporation, a Delaware corporation with its principal place of business at 4802 Deer Lake Drive East, Jacksonville, Florida 32246-6484 ("MLCC"), and Cendant Mortgage Corporation d/b/a PHH Mortgage . Tenants and landlords can use residential . condolences for alzheimer's death section 22a of residential purchase agreement. Unless the seller has a better offer in hand, preferably not subject to other contingencies, the threat to terminate the contract is likely little more than an empty threat.2 If the buyer does not waive, that leaves the seller subject to the contingency through closing. If the above analysis makes it seem as if Form 22A greatly favors buyers, then that is because in many ways it does. Rev. Section 22A of Residential Purchase Agreement under the C.A.R. Section 4. physiological effects of exercise on the body systems; section 22a of residential purchase agreement Contact Us. under this Agreement, that party shall be in breach of this Agreement. (b) "Development costs" means the costs approved by the Authority as appropriate expenditures which may be incurred prior to commitment and initial closing of assisted mortgage financing or of housing related commercial facilities . It should be noted that the buyer Representation Agreement refers to the document that indicates . Mediation Confidentiality Agreement . 4. The Stamp Duties (Aborted Sale and Purchase Agreements) (Remission) (Amendment) Rules 2012, published on 20 February 2012 shall be deemed to have come into operation on 20 February 2010. The appropriate Form II fee is due in full upon filing. In many ways the application of Form 22A is just that simple, but in application it can be more complex. The rental agreement is usually signed on payment of a deposit for the rental property between the lessor and the lessee. 7. 4. LPO Forms. Form RPA-CA) (or _____ . Financing Contingency Date ( This is the date on the 22A / 2 section A-i for loan expirations time line) Feasibility Contingency Date (Form 35F) . The appropriate Form II fee is due in full upon filing. 2. Real Estate Distance Education Delivery Method Application. Amendment to Purchase Agreement.The Purchase Agreement is hereby amended in the following manner: (a) The term "Purchaser" as used in the Purchase Agreement is amended to mean Purchaser and/or Assignee. The answer to the question is Section 22A of Residential Purchase Agreement.. Dispute Resolution refers to the process by which the conflicts that takes place between two or more parties can be resolved.. Dispute Resolution can be done through negotiation, mediation, arbitration, e.t.c. curtis wayne wright jr wife. (1) In addition to the powers described in section 22, the authority may purchase, make, or otherwise participate in the making and may enter into commitments for the purchase, making, or participation in the making of loans, grants, or deferred payment loans to persons and families of low and moderate income for the rehabilitation of . Uclh It Support. Thus the process leaves the seller with relatively little additional power. Kary is also a lawyer, but he is not your lawyer, and his posts do not constitute legal advice. Limited Practice Officers (LPOs) are authorized to select and prepare forms approved by the Limited Practice Board within the limitations of the LPO license. After it is signed, an earnest money deposit is paid by the buyer and is non-refundable if their contingencies are met. C.A.R. In Section 612(c) of the CAA, the Agency is authorized to identify and publish lists of acceptable and unacceptable substitutes. by the operation of section 22A of the Landlord and Tenant Act 1899. Almost any type of dispute between or among buyers, sellers, brokers and other parties to a real estate transaction can and should be mediated. Section 49-4b - Open-end mortgage as security for guaranty of an open-end loan. Most parties to a real property contract in California utilize the CALIFORNIA ASSOCIATION OFREALTORS Residential Purchase Agreement (RPA). Post author: Post published: February 17, 2022; Post category: miami university facilities management; Post comments: . 4. expiration of offer. Section 91 of CPC states the provisions regarding the persons who may sue, which are as follows: 1.Advocate General of State Government; 2.Two or more persons with the leave of court. admin on volusia county school schedule; section 22a of residential purchase . Share sensitive information only on official, secure websites. May the parties be represented by counsel at the mediation? Mediation Confidentiality Agreement . If a buyer cannot complete a purchase due to an inability to obtain financing, and their offer contains a non-waived financing contingency, then they will not be deemed to be in breach of contract. Check out how easy it is to complete and eSign documents online using fillable templates and a powerful editor. 5. Financing Addendum* or Evidence of Funds for Cash Buyers (Form 22EF) Form 22A . ("NRA") for tax purposes under Section 7701(b)(1)(B).Under Section 871(b), a non resident person pays tax at graduated rates on his/her effectively connected income from a . Consequently, CVH was required to apply for a permit for the spray booth as required by Section 22-174-3a of the Regulations. The Buyer has an agreed upon time frame to give Seller notice, 3 days by default, and include the following: Date of Application ; ACTIVE Non-compliant companies got extended duration by September 30, 2020, for filing E-Form ACTIVE without Rs. Real Estate Instructor Approval Application. Zoning approval of disposal areas. 7. 25), multi-family properties (No. 1. What if mediation does not resolve the dispute? Because arbitration takes away the parties' right to a jury trial, discovery, and appeal, it must be agreed upon by both parties. (a) An owner of land may execute and record an environmental use restriction under sections 22a-133n to 22a-133r, inclusive, on the land records of the municipality in which such land is located if (1) the commissioner has adopted standards for the remediation of contaminated land pursuant to section 22a-133k and adopted regulations pursuant to the spray booth was not operated in accordance with Section 22a-174-3b of the Regulations, Subsection III.F. 1.A document signed by the parties; 2.An exchange of letters, telex, telegrams or other means of telecommunication which provide a record of the agreement; or. Section 49-4c - Mortgage as security for obligations under an electricity purchase agreement. Sections 30 (current version) or 22A (prior version) of the RPA requires "The Parties agree to mediate any dispute or claim arising between them out of this Agreement, or any resulting transaction, before resorting to arbitration or court action." The choice is yours. The Financing Addendum clearly sets a waiver in sub paragraph b if Buyer: Fails to make application for financing for the Property within the agreed time line. Manage To Pay Crossword Clue, Search U.S. Code. 4. The current lists of acceptable refrigerants for use in refrigeration and air conditioning can be found in the Refrigeration and Air Conditioning section. Is the mediation confidential? Access effective and archived tariffs and agreements by state via Verizon's electronic library. Section 1f of the Residential Purchase Contract, titled Addenda Incorporated, contains a list of possible Addenda that the parties may choose to incorporate into . Where . by the operation of section 22A of the Landlord and Tenant Act 1899. A word from The Tim: This three-part series of posts is from long-time Seattle Bubble participant Kary Krismer, managing broker with John L. Scott/KMS Renton. 581 of the 2022 Regular Session of the Legislature, the Residential Property Disclosure Form has been updated to include an additional question (No. (1) The term " accountant " means accountant authorized under applicable law to practice public accounting, and includes professional accounting association, corporation, or partnership, if so authorized. CALIFORNIA RESIDENTIAL PURCHASE AGREEMENT AND JOINT ESCROW INSTRUCTIONS . 12/12 GENERAL COMMENTS: A. 302) Sec. Under the new version, application is now a defined term, and a loan application is no longer really a loan application. Bankruptcy: Refers to statutes and judicial proceedings involving persons or businesses that cannot pay their debts and seek . Official websites use .gov Notwithstanding any provision of this article to the contrary, the parking for showcase theaters required under Section 12.21 A.4. Buyer shall pay to Seller the Purchase Price, inc luding the Earnest Money, in cash at Closing, unless . on Statewide Form 22AFinancing Contingency: The Sellers Perspective, Kary Krismer, managing broker with John L. Scott/KMS Renton, Statewide Form 22AFinancing Contingency: The Buyers Perspective, Statewide Form 22AFinancing Contingency: The Brokers Perspective, Zillow Cant Even Get the Listing Details Right on CEO Spencer Rascoffs Own Home. Search U.S. Code. The following forms are created and/or approved by the Limited Practice Board. Statistics show that mediation is a highly successful dispute resolution tool and, even where no agreement is reached, mediation can be a valuable resource to help the parties express their grievances and focus their issues as they work toward resolving their dispute. form rlas for seller continued occupancy of 30 days or more; RUSH RESIDENTIAL | 6622 WOLLOCHET DR. NW GIG HARBOR, WA 98335 | 253858- -3636 | MYNEWHOME@THERUSHCOMPANIES.COM . It is most often used in larger transactions because it offers some protection for the buyer and seller. Become a member and. At times the mediator may allow for the participation of a witness and other interested participants if the mediator believes their participation may be helpfulto the mediation process. "R-22a" has been sold under the names . Buyer Representation Agreement states that a buyer and a broker agree to mediate any dispute or claim arising before using court . A purchase agreement is a contract that commits an organization to buy a specified quantity or amount by using multiple purchase orders over time. Hirschbach Driver Requirements, This clause balances the landlord's right to access the property and the tenant's right to privacy. A.The loan terms furnished in the Uniform Residential Loan Application and this Addendum are true, accurate and complete. Obtaining that detailed information after mutual acceptance is pointless at best, and really provides the seller with little in the way of additional protections. The updated Residential Purchase Contract, which will be released for use on February 1, 2020, will contain the following three revisions: Solar Lease / Solar Loan Assumption Addendum. A purchase and sale agreement is a contract including the terms and conditions for selling a property in exchange for a specific price. (1) "Transfer of establishment" means any transaction or proceeding, on or before the date regulations are adopted pursuant to 22a-134tt, through which an establishment undergoes a change in ownership, but does not mean: (A) Conveyance or extinguishment of an easement; PURCHASE AGREEMENT - RESIDENTIAL RESALE - 2020 PART I - BROKER DUTIES DISCLOSURE Per New Mexico law, Brokers are required to perform a specific set of applicable Broker Duties. 19. That means that an offer providing for only a 20 day contingency period may not be better than an offer containing 30 or 40 day periods. The act of applying was commonly thought to mean actually submitting a formal loan application to a loan originator. Selecting and preparing forms that affect the rights of others is considered the practice of law under Rule 24 of the Washington Supreme Court's General Rules ( GR 24 ). The new FHA Handbook 4000.1 states the Amendatory Clause Form must be executed and signed on or before the date of the Purchase & Sales (P&S). The typical mediation conference lasts 4 hours and a second conference is rarely needed. Use other NWMLS forms for a condominium (No. A lock (LockA locked padlock) or https:// means youve safely connected to the .gov website. The RPA-CA is a multi-functional document. Add the purchase price to the contract. Our mediators are experienced in mediation and the issues that commonly arise in real estate disputes. In the rare case that the Center declines your requestto mediate, all filing fees (minus an $18 processing fee) of the parties will be refunded. . Define the term of the lease. Selecting and preparing forms that affect the rights of others is considered the practice of law under Rule 24 of the Washington Supreme Court's General Rules ( GR 24 ). Please enable JavaScript to view the page content. 3. As-Is Purchase. No. It should be noted that the buyer Representation Agreement refers to the document that indicates . Deletion of section 22A of Act 16 of 1908,- Section 22A of the principal Act shall be deleted. (b) necessary to control non-native . section a 1. issued by/address offer to: 1 to district of columbia department of mental health (dmh) contracts and procurement services (cps) 4. solicitation number: 64 new york avenue , ne, 2nd rmfloor washington, dc 20002 2. page of pages: 83 3. contract number:-13 hca icrf 000 by4 sc 5. date released: december 5, 2012 6. opening/closing time: 10,000 fees. Section 49-4c - Mortgage as security for obligations under an electricity purchase agreement. Once you finish the course there is a 25-question final exam. 1. joint escrow instructions to escrow holder 2. prorations of property taxes and other items 3. brokers 4. representative capacity Mediation Confidentiality Agreement . 22A(Financing) 22AA(Appraisal) 22D(Optional Clauses) 22E(FIRPTA Cert.) It serves as: an offer to purchase real property; Government has declared the following as opposed to public policy under Section 22A of Registration Act, 1908 namely,-(1) (a) Agreement to sell, sale, gift, exchange, mortgage, lease or assignment of land of which the occupancy right has been granted under Chapter III of the Karnataka Land Reforms Act, 1961 in contravention of the restrictions . What is the role of the mediator? Mark the option that matches how you are paying for the property, such as cash. The Department works closely with these . 14. Part 3: Statewide Form 22AFinancing Contingency: The Brokers Perspective. The Loan Originator is going to have to commit fraud by having the Borrower (s) back date the FHA . 22a. 4. arbitration and disputes. 20. Changes the type of loan at any time without Seller's prior WRITTEN consent. It outlines the terms and conditions of the tenancy, including the obligations and rights of the tenant and landlord. Our mission is to provide consumers with a supportive and confidential process that, working with the mediator of their choosing, will assist them to reach a mutually agreeable settlement and to avoid the time, expense and uncertainty of litigation. 20. Mediation Confidentiality Agreement . The agreement initiates the negotiation process by indicating the buyer's proposal to acquire the property. (1) In a transaction for the sale of improved residential real property, the seller shall, unless the buyer has expressly waived the right to receive the disclosure statement under RCW 64.06.010, or unless the transfer is otherwise exempt under RCW 64.06.010, deliver to the buyer a completed seller disclosure statement in the following format and that contains, at a minimum, the following . Broker Duties 1-5 of Section A on Cover Page I and 5, 7 and 8 of Section B on Cover Page I. section a 1. issued by/address offer to: 1 to district of columbia department of mental health (dmh) contracts and procurement services (cps) 4. solicitation number: 64 new york avenue , ne, 2nd rmfloor washington, dc 20002 2. page of pages: 83 3. contract number:-13 hca icrf 000 by4 sc 5. date released: december 5, 2012 6. opening/closing time: The "premises" are simply the exact address and type of rented property, such as an apartment, house, or condominium. nn refers to the form number. For the purposes of this section, the term Closing Form III filing fees Rev. 2. selection of service providers. RESIDENTIAL REAL ESTATE PURCHASE & SALE AGREEMENT 1 Man. These contracts are not used when the sellable item is a service. Create Document. Your mediator may askfor this information in the form of a"mediationbrief" in advance of the mediation. The new purchase agreement and related addenda contain the essential terms for the formation of a real estate contract. Mediation is a highly successful method of resolving disputes between parties and may be initiated at any time by agreement between the parties. The agreement initiates the negotiation process by indicating the buyer's offer to acquire the property. While the mediation process frequently assists the parties in resolving their dispute, the agreement to mediate and mediation process do not bind the parties to any result that might be achieved during mediation. Documents registration of which is opposed to public policy. (1) The State Government may, by notification in the Official Gazette, declare that the registration of any document or class of documents is opposed to public policy. The purchase order or task order pursuant to this HCA shall specify the population to be served, location and service type to the Provider who shall furnish MHRS. EPA reviews health, safety, and environmental impacts of refrigerants through its Significant New Alternatives Policy (SNAP) program, which evaluates and regulates substitutes for the ozone-depleting chemicals that are being phased out under the stratospheric ozone protection provisions of the Clean Air Act (CAA). Section 49-5 - Mortgages on property of public service companies. rev. California Residential Purchase Agreement 2022 PDF. Home / / section 22a of residential purchase agreement. Amendment: A proposal to alter the text of a pending bill or other measure by striking out some of it, by inserting new language, or both.Before an amendment becomes part of the measure, thelegislature must agree to it. "Section 22a-430 (f) provides that any permit denied or order issued pursuant to that section [such as the denial of an application for a sewer connection by a local water pollution control authority] 9 shall be subject to a hearing and appeal as provided in 22a-436 and 22a-437. The mediator listens to the position of the parties, provides guidance and may give opinions as to the potential outcome in the event the dispute is not resolved by mediation. Written or oral communications during mediation process; admissibility. The Griswold Department of Planning & Community Development serves as technical staff support to the Griswold Board of Selectmen, Planning & Zoning Commission, Zoning Board of Appeals, Inland Wetlands & Watercourses Conservation Commission & Aquifer Protection Agency, and Economic Development Commission. (b) NWMLS Form 22AP - Loan Information Notice. In most cases, the parties split the cost of mediation equally. (b) As used in sections 16a-21, as amended by this act, 16a-22a, as amended by this act, and 16a-22k, as amended by this act: (1) "Associated equipment" means a gas regulator, gas line, sacrificial anode, interconnecting hardware and such other equipment necessary for the installation and operation of a propane tank; (1) This Act applies . 12.Who pays for the mediation? Purchase & Sale Agreement Form 21 . R-22ais a hydrocarbon refrigerant blendwith primary components including flammable substances such as propane and butane. Bannerlord Total Conversion Mods, For the purposes of this section, the term Closing (4) Any document submitted to the commissioner pursuant to this section shall include a certification signed by an individual identified in section 22a-174-2 a(a)(1) of the Regulations of Connecticut State Agencies, and by the individual or individuals responsible for actually preparing such document, each of whom shall examine and be familiar . 2. The lease agreement is used in the cases of any dispute or any other issues by the lessor or the lessee. Purchase Price . June 25, 2022; 1 min read; advantages and disadvantages of stem and leaf plots; wane weather 15 closings and delays; R-22 is an ozone-depleting refrigerant which has been widely used in home air conditioning systems and its supply is now being phased out in response to the Montreal Protocol. Collector's power to refund penalty paid under sub section (1) of section 37 39. section 22a of residential purchase agreement - a portrait of the artist as filipino - a portrait of the artist as filipino - Postal Address Code: 2. . 1. joint escrow instructions to escrow holder 2. prorations of property taxes and other items 3. brokers 4. representative capacity Optional Clauses* Form . Form RPA-CA) (or _____ . Voluntary participants will be required to sign a confidentiality agreement as a condition of participating in the mediation. mm.yyyy. Kia Auto Dimming Rear View Mirror, Purchase agreements can apply to a specific quantity of a product, a specific currency amount of a product, or a . section 22a of residential purchase agreement, section 22a of residential purchase agreement, merlin l'enchanteur 1963 streaming vf complet, is my address in unincorporated los angeles county, tulipa humilis alba coerulea oculata common name. All parties, and their counsel if represented (see question 14 below), and any other individual necessary to settle the dispute must attend the mediation. Bankruptcy: Refers to statutes and judicial proceedings involving persons or businesses that cannot pay their debts and seek . "Evidence Code Section 1119. Section Number; Short title : 45:22A-21 : Public policy : 45:22A-22 : Definitions : 45:22A-23 : Administration of act : . B. LPO Forms. yy refers to the year the form was created. THIS ORIGINATION ASSISTANCE AGREEMENT ("Origination Agreement" or "Agreement") effective as of January 2, 2001 ("Effective Date"), is entered into by and between Merrill Lynch Credit Corporation, a Delaware corporation with its principal place of business at 4802 Deer Lake Drive East, Jacksonville, Florida 32246-6484 ("MLCC"), and Cendant Mortgage Corporation d/b/a PHH Mortgage . The default in the new California residential purchase agreement 2022 is 17 days. The lease agreement is used in the cases of any dispute or any other issues by the lessor or the lessee. ; ACTIVE Non-compliant companies got extended duration by September 30, 2020, for filing E-Form ACTIVE without Rs. Karys expertise in both real estate and law gives him a good perspective on issues like the nuances of real estate sales forms here in Washington State. Mediation is a non-adversarial confidential process that brings disputing parties together with a neutral, unbiased third party (mediator) who assists the parties in reaching a mutually agreeable settlement of the dispute. 2. RUSH RESIDENTIAL | 6622 WOLLOCHET DR. NW GIG HARBOR, WA 98335 | 253858- -3636 | MYNEWHOME@THERUSHCOMPANIES.COM . The purchase agreement outlines the buyer's offer price, along with contingencies, financing terms, closing costs, possession date, and more. Eternal Energy Foundation B-79, Sector 56, Noida - 201301, India. Professions Code Section 10147.5 requires that the listing (or whatever document initially establishes the RPF01 - Minnesota Standard Residential Purchase Agreement 01-04-2018 08:17 Joe Kaczrowski